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- For higher financing requests, please visit our branches.
- The calculations provided are for informational purposes only and do not constitute a binding price. Safe Home reserves the right to modify its financing rates.
Manage your finances easily with Safe Home.
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Frequently asked questions
We've gathered frequent inquiries from our customers to help you get quick clarity.
What is Safe Home?
Safe Home is a Shariah-compliant financial company that helps individuals purchase homes and vehicles or invest in businesses through ethical, interest-free financing models.
What services does Safe Home provide?
We offer the following services:
• Home financing
• Vehicle financing
• Participation-based investment (Mudarabah)
All services are based on Islamic financial contracts such as Murabaha and Mudarabah.Is Safe Home a bank?
No, Safe Home is not a bank. We are a financing company that follows Islamic financial principles.
Who owns Safe Home?
Safe Home is part of the Safe Holding Group and is owned by Mr. Miran Nawzad Yahya Bajger.
Is Safe Home licensed?
Safe Home operates in accordance with the legal and regulatory framework of the Kurdistan Region of Iraq.
Do your services follow Islamic finance principles?
Yes. All our financial products are structured to comply fully with Islamic (halal) financial principles. No interest (riba) is charged or accepted.
News & Announcements
Safe Home Expands to Duhok: Our Fourth Branch Is Opened!
We’re thrilled to announce that Safe Home is opening its fourth branch in Duhok, located on Kayaro Street near the Horse Roundabout. This exciting milestone marks another step in our journey to bring Safe Home’s trusted services and products to more cities across Iraq.
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Safe Home and Rekan Group Partnerhip
On October 12, 2024, Safe Home and Rekan Group signed an MoU to offer installment-based sales for Rekan’s residential projects.
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Strategic Partnership Between Safe Home and Empire
Safe Home has signed an agreement with Empire. Through this partnership, customers purchasing properties from Empire can now benefit from Safe Home’s flexible and affordable financing solutions.
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Real Estate Invest Expo 2024 – Key Highlights & Safe Home’s Participation
The Real Estate Invest Expo 2024 brought together top developers, investors, and professionals to explore new opportunities. Safe Home joined as a sponsor, promoting its interest-free homeownership solutions.
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Safe Holding’s First Form
Dr. Nawzad Bajger, father of our Chairman Mr. Miran Nawzad Bajger, was among the distinguished guests at the first Safe Holding Forum on September 28, 2024. The event also welcomed senior investors and KRG officials.
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Safe Home Joins Cihan University’s Yearly Festival
As part of our commitment to community outreach and youth empowerment, Safe Home proudly participated in the yearly festival of Cihan University on November 18th, 2024. This milestone event celebrated a decade of academic excellence and innovation — and we were honored to contribute by engaging directly with the next generation of leaders.
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